“Change Signature in Mutual Fund Folios India – Step-by-Step Process”

Change in signature

To change the signature in Mutual fund folios in India, one must update their PAN Card first and foremost. Along with the PAN Card; the signature in Aadhar Card, other Government issued IDs and bank account(s), etc. must be changed as well. 

Once the name has been changed successfully in all the documents, one can change their name in mutual fund portfolios.

Signature is a key authentication element in all mutual fund transactions.
Therefore, when an investor’s signature changes (due to style change, physical inability, reissue of documents, etc.), the new signature must be verified and recorded with:

      1. The KYC records (via KRA) — since all MF folios are PAN-linked to KYC.

      2. The RTA (CAMS/KFinTech) or the AMC servicing the folio.

Rule of thumb: Before changing signature in folios, update it in KYC records first (via KRA). Then, update in folios through the RTA/AMC.

STEP 1 — Update Signature in KYC Records (KRA)

This ensures that all mutual funds linked to your PAN reflect the new signature when they fetch data from KRA.

Documents required:

      1. KYC Details Change Form (available on any KRA/AMC website).
          Tick “Change in signature” box.

      2. Self-attested PAN copy.

      3. Signature attestation:

            a. Attestation by your bank (bank manager must sign, stamp, and verify both old and new signatures on the form), OR

            b. Attestation by Notary Public / Gazetted Officer / AMC official / KRA official.

      4. New specimen signature (you’ll sign in new style on the form).

      5. Identity Proof (Aadhaar / Passport / Voter ID).

Submission:

      1. Physical: Submit to any KRA (CAMS, CVL KRA, NDML, KARVY/KFin, NSE KRA, or DOTEX).

      2. Online: Not available for signature updates — physical verification is mandatory because signature verification needs manual check.

STEP 2 — Update Signature in Mutual Fund Folios

Once KYC is updated, apply to update signature in your folio(s) through the relevant RTA or AMC.

A. CAMS (Computer Age Management Services)

Process:

      1. Download: “Change of Signature / Change of Bank / Change of Personal Details Form” from CAMS website or AMC site.

      2. Fill & sign the form — provide both:

            a. Old signature (as per records), and

            b. New signature (to be registered).

      3. Attach supporting documents (see scenario-wise below).

      4. Submit physically at any CAMS Investor Service Centre (ISC) / Designated Investor Service Centre (DISC). CAMS official will verify both signatures.

Documents required (CAMS):

      1. Duly filled Change of Signature Form.

      2. Self-attested PAN card copy.

      3. Signature attestation (choose one):

            a. From Bank Manager (on form), OR

            b. From Notary Public / Gazetted Officer, OR

            c. In-person verification (IPV) at CAMS centre (bring original ID for verification).

      4. KYC acknowledgement (if KYC already updated).

Notes:

      1. CAMS may do a telephonic verification if signature mismatch is found.

      2. If investor is unable to sign (e.g. due to illness/accident), submit Medical Certificate + Thumb Impression attested by Notary/Banker.

B. KFinTech (formerly Karvy RTA)

Process:

      1. Download the “Change of Signature Form” from KFinTech Investor Services website (Service Request Forms section).

      2. Fill all details including folio number, PAN, and contact details.

      3. Provide both signatures — old and new.

      4. Attach signature attestation as per below.

      5. Submit at any KFinTech ISC/DISC in person or by post.

Documents required (KFinTech):

      1. Change of Signature Form (available on KFinTech site).

      2. Self-attested PAN copy.

      3. Signature attestation by:

            a. Bank manager with name, seal, and employee code; OR

            b. Notary Public; OR

            c. KFinTech official during in-person verification (bring original ID).

      4. KYC acknowledgement (if updated).

Notes:

      1. KFinTech also conducts in-person verification (IPV) at their offices.

      2. For minor investors, guardian’s signature change requires separate documentation.

      3. Joint holders must all sign (where applicable).

Typical Timeline

      1. KRA (KYC update): 3–7 working days.

      2. RTA (CAMS/KFinTech): 5–15 working days after physical receipt & verification.

      3. Delays occur if attestation unclear or KYC not updated.

Post-Update Checks

      1. Confirm via email/SMS or folio statement that new signature is registered.

      2. Verify bank change, nominee, address, and contact details remain intact.

      3.  Keep a copy of acknowledgement (stamped form or receipt).